Hello everyone my name is Kevin Kaufmann and I am the co-founder of the nations leading short sale team, Group 4610. My business partner Fred Weaver and I use our blog to help educate :k1: homeowners on their options for avoiding foreclosure on their underwater mortgage. If you can no longer afford your mortgage, or if a short sale makes the most business sense, stop by my website or contact me directly to discuss all of our :k1: real estate options.

Today I wanted to talk with you about how long it may take to complete a short sale on your home in :k1:. This is a question I hear from homeowners very often and thankfully there’s a fairly easy answer to understanding the short sale timeline. A year ago I would have told you anywhere from seven to eight months but present day our team is closing short sales in four to five months on average. Thanks to the short sale market heating up in :k1: and our short sale process continuing to improve who have been able to make great strides in getting fast approvals. This whole process starts by collecting all the documents you will need in order to submit a short sale file to your lender. Once we have your paperwork our team will begin marketing your property over a one to two week span. Once we find a buyer we can have your file negotiated in just over forty five days.

Once your home completes a twenty one day close of escrow period we are only looking at three and half months from beginning to end. So if you are considering a short sale please contact our team to get your file approved quickly. Thank you so much and have a great day.

Hi, my name is Kevin Kauffman, the co-owner of Group 46:10, one of :k1:’s number one short sale teams. I’m here today just answering more of your questions. We get a lot of emails, phone calls and people are coming to us for advice on short sales. We’ve closed so many of them. In fact we’ve closed over 600 in the last couple of years and with an over 90% success rate. This means that 9 out of 10 of our clients have successfully avoided foreclosure.

One of the questions that comes up frequently is about what to do if you have a home equity line of credit or HELOC and is it possible to do a short sale? Well the simple answer is yes, you can do a short sale. The not so simple answer is this, most times you could still end up owing the bank whether you do a short sale or not. This may be news that you didn’t want to hear, but unfortunately if you go through a foreclosure, you’ve got to cash out the home equity line of credit meaning you got this line of credit after you got the home. Any time after you purchased the home and you receive cash on it, then absolutely you could be liable for the deficiency amount.

We are experts at getting that deficiency amount negotiated down and in some cases our clients are able to walk away owing nothing. Some walk away paying as little as 5-10% of that balance. We are able to do that because through the short sale process, we get the other lender to help pay for that home equity line of credit through the sale of the home.

So believe it or not, unlike your first mortgage, the home equity line of credit is a lien against you personally. You are personally responsible for it; it’s not just against the property. So when we sell the property, we are able to take some of those funds, apply it towards that balance and help reduce your liability.

Again, I’m Kevin Kauffman with Group 46:10, one of :k1:’s leading short sale teams and we are here to help. If you’d like more information on short sales or the short sale process, give us a call. We are specialists in home equity lines of credit and short sales and we can help you out. You can reach us at 602-492-4610. Thanks so much, have a great day and we look forward to speaking with you soon.

Hello, this is Kevin Kauffman with Group 46:10, one of the top short sale teams not only in :k1: but in the entire nation. One of the questions we get all the time is, "I want to buy a short sale, so how do I do that?" If you are at all interested in buying a short sale property, I encourage you to give us a call. We actually have a fool-proof process that can help you purchase the home of your dreams.

One of the things that people who want to buy short sale homes have the opportunity to do, if they work with us, is have access to exclusive listing inventory that is not available to the rest of the market yet. We’re able to get some inventory to our exclusive clients before it hits the market because we understand how valuable that is in today’s market. Once a short sale home is put on the market we know that we’re going to have multiple offers in a week or less. We understand that selling a house is not a hard thing to do; purchasing one is the hard thing to do.

If you’re interested in buying a short sale property in :k1:, I encourage you to reach out to us today by giving us a call at 602.492.4610 or you can fill out the Getting Started form on our website, http://Group4610.com. Let us know that you saw this video and that you are interested in learning how to buy a short sale. We are here to help you through the process of purchasing a short sale home and would love to provide you with the education and experience that we have gained over the past five years in short selling homes. Please contact Group 46:10 today with all of your short sale questions.

Hi, have you ever wondered, "How much does it cost me to do a short sale?" It’s a very valid question; a lot of homeowners like you are thinking, "I don’t have a lot of money. I wonder if I can even do a short sale or afford one." My name is Fred Weaver and, along with my business partner Kevin Kauffman, run one of the nation’s leading real estate teams, Group 46:10, and also the leading short sale team in :k1:.

Here is the great news about short sale costs that I’m going to give you at the very beginning of this video: there is absolutely no cost for you to hire our real estate team to successfully list your home, consult with you on your options, negotiate the short sale and see it through to closing. I know it almost sounds too good to be true. Here’s how we get paid; we actually get paid by your lender, no matter who they are. We negotiate directly with your lender and they pay us a real estate commission so we don’t charge any fees up front or on the back end. There are no hidden fees or costs; the only way we make money is from the real estate commission paid to us by your lender.

If you’re interested in doing a short sale but have always shied away because you didn’t think you could afford it, give us a call today. Please allow us the opportunity to share with you why 600 :k1: homeowners have successfully completed their short sale with us over the past five years. Our phone number is 602.492.4610 or you can fill out the form on our website. Again, in summary, if you’ve ever wondered how much it will cost you to do a short sale, you’ll want to give us a call and contact us today.

Hi there, have you ever wondered when you should start the short sale process on your home? Maybe you’re in the process of knowing that you are going to be falling behind in your payments and you know you will need to complete a short sale and you wonder when to start the short sale process. Well, my name is Fred Weaver and my business partner Kevin Kauffman and I run one of :K1:’s leading real estate teams and top short sale teams. We’ve helped over 600 local area homeowners in the last couple of years complete a short sale transaction. Many homeowners will come to us and say they definitely want to work with our team because they’ve researched us on the internet and they understand that we get short sales at a level that most other real estate agents will never get to. They know they want to hire us and they wonder when they should actually list their home with us.

That is a very good question. It really deserves the opportunity for us to speak with you on the phone to understand more about your situation. I can tell you in general that it’s best to start the short sale process early rather than later. meaning that the moment you and your family make the decision that you are no longer going to be making mortgage payments or the moment you fall behind or delinquent 30 days on your mortgage payment, by that moment in time you definitely want to have your home listed as a short sale.

It’s very advantageous to give us your real estate team of choice, the opportunity to get that short sale done. While it’s kind of true that some lenders view homeowners who are much more delinquent as a more serious situation, we have found that we are able to get national lenders such as Chase, Bank of America, Wells Fargo, GMAC, etc… to consider short sales and actually approve them when the homeowner is only behind 30 days on their mortgage.

So if you have more questions around the short sale process or if you want to get more information about your specific lender and when you should start the short sale process, give us a call today. 602-492-4610 or fill out the form here on our website.

Again we are Group 46:10, your :k1: short sale experts and we are here to help. Please contact us with your questions and we’ll get back to you as soon as possible. Thanks and have a great day.

Hello everyone my name is Fred Weaver and I am the co-founder of the nations leading short sale team, Group 4610. My business partner Kevin Kaufmann and I blog everyday to help keep :k1: homeowners informed on their options for avoiding foreclosure. If you can no longer afford your mortgage or are tired of paying your underwater mortgage stop by my website or give me a call today to discuss all of your options. Even if a short sale isn’t right for you there are plenty of alternatives to foreclosure for you to consider.

Today I wanted to discuss whether an attorney is necessary to do a short sale in :k1:. Often times when meeting with homeowners they ask me if a real estate attorney should be handling their short sale instead of an agent. It is a great question to consider with no right or wrong answer. I can tell you though that Group 4610 has recently partnered with a local real estate attorney who will provide consulting for free to all of our clients. That’s right, aside from our years of short sale experience in :k1: we will also have the help of a top real estate attorney on hand for our clients. Our team has closed over six hundred short sales for :k1: homeowners and this is just another way to make sure our clients get the peace of mind they want. We want all of our clients to be confident a short sale is their best option and having an attorney to talk with will hopefully help.

If you have questions on what to do with your distressed :k1: property give my office a call today to get started on selling your home. I am Fred Weaver with Group 4610, thank you for your time and have a great day.

Thank you so much for watching the April 2012 Newsletter and market update. The market has been on fire. If you have a home you’d like to consider selling, now is the time. Contact us ASAP at 602-492-4610

Hello, have you wondered if you need to be late or delinquent on your mortgage to qualify for a short sale? My name is Fred Weaver; my business partner Kevin Kauffman and I run one of the nation’s leading real estate teams and the leading short sale team in the :k1: area, Group 46:10. A lot of homeowners that have worked with us successfully in the past five years, about 600 or so, have asked us the same question, "Do I need to fall behind on my mortgage payment to complete a short sale?"

It’s kind of a tricky question and I’ll explain why. There are some banks that, on occasion, will complete a short sale without you ever missing a payment. However most banks, if we present them with a short sale offer and a short sale package on behalf of you, will look at the package and say, "Why would we ever want to agree to a short sale if this homeowner is current? They’re telling us they can’t make their payments, yet they continue to make their payments."

Unless you can prove that you have imminent default, meaning in the near future you have a job loss coming or a situation that will change your financial future, most banks will not approve your short sale if you are still current on your mortgage. Let me tell you that we’ve recently had several homeowners that only missed a few payments while successfully completing a short sale with our team and in as little as six months were able to get their credit scores back over 700.

If you’re interested in learning more about a short sale please give us a call so we can talk to you about all of your options, look at your entire situation and advise you on what would be best for your family. If you’ve ever wondered if you have to be behind on your mortgage payments to complete a short sale, please give us a call today.

Hello everyone my name is Fred Weaver and I am the co-founder of the nations leading short sale team, Group 4610. My business partner Kevin Kaufmann and I are dedicated to helping :k1: homeowners avoid foreclosure and I use my blog to provide valuable information on all of your real estate options. If you can no longer afford your mortgage, or if a short sale makes business sense for you, stop by my website or give me a call today to discuss the best options for your distressed property.

Today I wanted to talk about qualifying for a short sale and what you will need in order to do so. I have helped over six hundred homeowners, many in :k1:, in the last five years successfully complete a short sale. Many of these people didn’t even think they could qualify for a short sale because they make too much money or have never missed a mortgage payment. Whatever the case may be there are numerous different reasons why a homeowner may qualify for a short sale. Your :k1: lender may want you to believe there are several criteria to meet for a short sale but this is not always true. The truth is a lot of :k1: area homeowners are simply fed up with being underwater on their mortgage. They are tired of being trapped by their distressed property and thankfully most of them probably qualify for a short sale.

If you are curious to know if you personally would qualify for a short sale give me a call today to arrange a free consultation. Or if you would like you can fill out a contact form on my website and myself or Kevin will be in touch with you shortly. Thank you for your time and I hope you have a great day.

Hello, do you have a loan with Ocwen and you are currently in default and looking for short sale options or solutions? Well my name is Fred Weaver and my business partner Kevin Kauffman and I run one of :k1:’s top real estate teams and the leading short sale team. We help a lot of :k1: area homeowners get out of their horrible situation and move on with their future.

One of those lenders that we work a lot with is Ocwen. I hope you’re on this website today because you are looking for some answers and solutions for what to do with your Ocwen mortgage. You know, Ocwen is one of those lenders that if you search the internet long enough, you’re going to hear quite a few horrible stories about. We’ve had our fair share of battles as well with Ocwen. I can tell you that over the last couple of years we have successfully completed dozens and dozens of short sales with Ocwen.

So if you’re looking for answers and solutions on how the Ocwen short sale process works or if you qualify for an Ocwen short sale, or if you just have other questions about your underwater mortgage with Ocwen, give us a call today. Our direct phone number is 602-492-4610. You can also fill out the form here on our website and we will get back to you as soon as possible. Again, we are Group 46:10, your :k1: short sale specialists and we’re here to help. We would love to meet with you and speak with you about your options. Thanks so much for your time, have a great day.